Mercury

Mercury is a banking platform aimed at startups, with operating accounts, treasury features, and card workflows. It fits founders comparing where to keep operating cash and how to handle company spend.

Core pieces:

• Operating accounts: checking and savings built for companies.
• Treasury options: ways to manage idle cash.
• Cards: virtual and physical cards for team spend.
• Workflows: approvals and basic spend visibility.

The draw is fit for early companies. The product assumes a startup's needs rather than a personal banking flow.

Mercury is a financial technology company, not an FDIC-insured bank; banking services are provided by partner banks. Last reviewed: 2026-05-20.